Does Target Accept Afterpay?

Target, one of the popular shopping places in America, provides customers with a convenient and flexible payment option.

Whether you’re shopping for groceries, clothes, or home goods, Target ensures a seamless shopping experience by integrating Afterpay into its payment system.

In this blog post, we will address the question of does Target accept afterpay. We will also provide an introduction to Afterpay and highlight the benefits of using it specifically at Target.

Does Target Accept Afterpay?

Yes, Target in the United States offers Afterpay as a flexible payment method for online purchases. Allowing customers to split their payments into installments and avoid paying the full amount upfront.

However, it’s important to note that Afterpay is not accepted for in-store purchases at Target, so customers interested in using Afterpay will need to shop online to enjoy its benefits.

What exactly is Afterpay?

Afterpay is a convenient payment method that allows you to make purchases and pay for them over time in manageable installments. It provides customers with the option to buy the items they desire without having to pay the full amount upfront. To use Afterpay, all you need is a credit or debit card, making it accessible and easy to utilize.

When making a purchase with Afterpay, you simply select it as your preferred payment method at checkout. You will then be driven to provide basic information and agree to the terms and conditions. Once your purchase is complete, you can enjoy your items right away, knowing that you have the flexibility to pay.

With Afterpay, your payments are divided into three installments, with the first one due a few days after your purchase. The remaining payments are spread out over the following two weeks. It’s important to make your payments on time to avoid any late fees.

Why Use Afterpay at Target?

When considering why to use Afterpay at Target, one of the key advantages is its ability to help you effectively manage your budget. Afterpay enables you to allocate your money wisely and avoid any immediate financial strain. This feature is particularly beneficial when making a large purchase. As it eases the burden on your wallet and provides a flexible payment option.

Another significant advantage of utilizing Afterpay at Target is the time-saving aspect it offers. In situations where you are short on time and need to make a purchase swiftly. Afterpay proves to be a convenient solution. By allowing you to buy items now and pay for them later, you can bypass the hassle of waiting in line or dealing with cash transactions.

Moreover, Afterpay is an ideal choice when you find yourself indecisive about an item. It allows you to purchase the item while giving you the freedom to decide later if it truly meets your needs. This additional time for review ensures that you can make a more informed decision with your purchase.

Can You Use Afterpay at Target in the US?

Yes, Target, a renowned retail giant in the US, gladly accepts Afterpay, a convenient payment solution offered by the Australian company. With Afterpay, customers can effortlessly pay for their purchases at Target in four interest-free installments.

This flexible option allows shoppers to manage their expenses while enjoying a shopping experience. By simply using their credit or debit card, customers can take advantage of Afterpay and make their shopping at Target.

Can You Use Afterpay at Target’s Physical Locations?

While Afterpay is not currently accepted at physical Target locations in the US. By utilizing Afterpay online or through the Target app, shoppers in the US can seamlessly make their purchases in installments.

Moreover, customers in Australia and New Zealand have the added advantage of being able to use Afterpay both online and in-store at Target. This flexibility empowers individuals to shop with ease and manage their expenses effectively.

How to Use Afterpay at Target Online?

Using Afterpay at Target online is a simple and convenient process. To get started, follow these steps:

  • First, create an account with Afterpay. Once you have your account, you can shop at Target or any other retailer that accepts Afterpay.
  • During checkout, select Afterpay as your payment method and enter the required information.
  • Complete your purchase, and enjoy the flexibility of paying for your Target shopping in manageable installments.

When Using Afterpay at Target, Are There Any Restrictions?

When using Afterpay at Target, there are certain limits to keep in mind.

For online orders, the maximum amount you can spend per transaction is $1000, allowing you to indulge in some serious shopping. However, it’s important to note that this limit applies to each transaction, not per day. If you wish to make larger purchases, you can split them into multiple transactions.

Additionally, there is a minimum purchase amount of $1 to utilize Afterpay. Similarly, for in-store purchases, the maximum limit is $100, while the maximum amount remains at $1000. These limits ensure a smooth and manageable payment experience when utilizing Afterpay at Target.

What Products Can’t You Buy At Target with Afterpay?

When using Afterpay at Target, there are certain restrictions on the items you can purchase. Unfortunately, Afterpay cannot be used for buying:

  • Gift cards
  • Prenatal products
  • Baby products
  • Food beverages (including alcoholic beverages)
  • Muscle treatments
  • Personal hygiene products

However, you can still use Afterpay for almost everything else that Target sells. Simply choose another form of payment if you intend to purchase any of the restricted items. If you place an order at Target and you are conscious about how long can target hold items then you must have to read this.

What Are The Benefits Of Paying With Afterpay At Target?

Paying with Afterpay at Target offers several benefits to customers. One of the key advantages is the ability to make a purchase without paying the whole price upfront. This is particularly beneficial when facing financial trouble or lacking sufficient funds.

Additionally, Afterpay eliminates interest costs, making it an attractive alternative to using a credit card. It is a convenient system that allows individuals to acquire the things they need through manageable payments. By making it suitable for both daily transactions and smaller investments.

What Other “Buy Now, Pay Later” Services Does Target Accept?

When it comes to flexible payment options, Target goes beyond Afterpay and accepts several other popular “buy now, pay later” services.

Customers can utilize:

  • Klarna
  • Sezzle
  • Affirm
  • PayPal Pay-in-4
  • Zip

For in-person shopping at Target’s physical outlets, Sezzle and Affirm are available as payment options. This wide range of choices gives customers the freedom to select the service that best suits their needs.

Frequently Asked Questions to Does Target Accept Afterpay:

Can I use Afterpay at any store?

No, you cannot use Afterpay at any store.

The Afterpay Card can only be used at stores that offer Afterpay. To find out which stores accept Afterpay, you can refer to the list of participating stores available on the Afterpay app or website. It’s important to note that Afterpay operates differently from its competitors like Zip and CommBank. Therefore, it’s recommended to check the specific stores that support Afterpay before making a purchase.

Can I buy gift cards at Target with Afterpay?

No, you cannot buy gift cards at Target with Afterpay.

According to the information provided, all gift cards and e-gift cards are excluded from purchase with Afterpay. If an item from the excluded product list, such as gift cards, is added to your basket. Afterpay will not be selectable for you at checkout. It’s important to note that Afterpay is not a service provided by Target. For more information about Afterpay and its terms, you can find additional details from official Afterpay sources.

Did Target stop using Afterpay?

No, Target has not stopped using Afterpay.

The given information states that Target is live with Afterpay, indicating that the partnership between Target and Afterpay is active. This means that customers can continue to enjoy the convenience and budget-friendly benefits of using Afterpay for shopping at Target.

Does Target have payment plans?

Yes, Target offers payment plans through services like Afterpay.

With Afterpay, customers can pay for their purchases over 3, 6, or 12 months, as mentioned in the given information. This allows customers to spread out their payments and make them more manageable.

Additionally, the information states that customers will never pay more than what they agree to up front, and there are no late fees or hidden fees. This emphasizes the transparent and customer-friendly nature of Target’s payment plans.


In conclusion, Hope you find the detailed answer to Does Target Accept Afterpay? Afterpay is a convenient payment option available at Target in the US. You can easily use Afterpay for your online purchases through the Target app.

However, it’s important to note that Afterpay cannot be used at Target’s physical locations. There are certain limits to consider, such as a maximum spend per transaction. If you’re looking for alternative payment options, Target accepts various “buy now, pay later” services.

We hope this article Does Target Accept Afterpay has been helpful in explaining how Afterpay works at Target, making your shopping experience more enjoyable.

How to Use Afterpay in Store At Target?

Leave a Comment